Maryland’s lakeside towns offer a serene escape for nature lovers, families, and anyone craving a picturesque setting for outdoor adventure. Here are 10 of the loveliest lakeside towns across the state—each brimming with charm, unique character, and beautiful waterside vistas.
1. McHenry (Deep Creek Lake)
Nestled by Maryland’s largest inland body of water, McHenry is the vibrant heart of Deep Creek Lake. This town buzzes year-round with boating, fishing, and lakefront festivals in summer, and it transforms into a winter playground thanks to nearby Wisp Resort. Local shops, cozy inns, and fresh mountain air make McHenry a four-season destination.
2. Columbia (Lake Elkhorn)
The planned community of Columbia radiates around scenic Lake Elkhorn, a popular spot for walking, jogging, fishing, and birdwatching. With a lively community spirit and restaurants nearby, Columbia offers the perfect blend of suburban amenities and natural beauty.
3. Redland (Lake Needwood)
Surrounded by forested parkland, Lake Needwood in Redland invites visitors to fish, row, kayak, or simply picnic by serene waters. The lake sits within Rock Creek Regional Park, where you can explore trails, spot wildlife, or relax on the gentle shoreline.
4. Eldersburg (Liberty Reservoir & Piney Run Lake)
Eldersburg is blessed with two gems: Liberty Reservoir features expansive water views and peaceful hiking, while Piney Run Lake offers boat rentals, fishing, picnic spots, and over five miles of scenic trails. Both lakes are prized for their tranquility and accessibility.
5. Germantown (Little Seneca Lake)
Set within Black Hill Regional Park, Little Seneca Lake provides a family-friendly hub for kayaking, paddleboarding, or lakeside hikes. Germantown’s welcoming community enjoys access to picnic areas and summer concerts overlooking the shimmering water.
6. Timonium (Loch Raven Reservoir)
Loch Raven Reservoir is the pride of Timonium, with historic bridges, woodland paths, and waters teeming with fish. The nearby town is home to a tight-knit community and hosts the popular Maryland State Fair each August, adding small-town fun to lakeside beauty.
7. Leonardtown (Saint Mary’s Lake)
Leonardtown sits near Saint Mary’s Lake, a peaceful retreat for anglers and paddlers. The town itself boasts colonial-era streets, vibrant galleries, and waterfront dining overlooking scenic Breton Bay.
8. Oakland
At the southern end of Deep Creek Lake, Oakland offers mountain vistas and the region’s best access to lakefront parks, including Deep Creek Lake State Park. Quaint shops, a historic train station, and charming inns make Oakland a perfect getaway base.
9. St. Michaels
While best known for its harbor on the Chesapeake Bay, St. Michaels also boasts lovely lakes and creeks ideal for kayaking and crabbing. Cobblestone streets, maritime heritage, and gourmet seafood make this a must-see Eastern Shore destination.
10. Hampstead (Prettyboy Reservoir)
Hampstead’s proximity to Prettyboy Reservoir brings a sylvan, lakeside feel to this Carroll County town. Miles of trails, abundant fishing, and quiet coves create a haven for lovers of the outdoors and small-town tranquility.
Whether you’re seeking a weeklong retreat or a spontaneous day trip, Maryland’s inviting lakeside towns promise pure relaxation and a refreshing slice of local life.
Sources
[1] https://www.drgfl.com/lake-towns-in-maryland-8-beautiful-lakes-in-maryland-to-live-on-in-2024/
[2] https://www.redfin.com/blog/lakes-in-maryland-to-live-on/
[3] https://traveltriangle.com/blog/small-towns-in-maryland/
[4] https://www.worldatlas.com/cities/2025-s-8-most-scenic-maryland-towns.html
[5] https://www.tripadvisor.in/ShowTopic-g28941-i100-k1936563-Best_Maryland_Lake-Maryland.html
