Ohio’s small towns shine as some of the most affordable places to live in the U.S.—the type of communities where Social Security can comfortably cover your daily expenses. Here are ten small Ohio towns where you can stretch every dollar and still enjoy a fulfilling, neighborly lifestyle.
1. Youngstown
Often topping affordability rankings, Youngstown boasts median home values around $50,000–$80,000 and a cost of living well below the national average. It’s a city in renewal, offering town amenities, parks, vibrant arts, and affordable dining—all ideal for retirees seeking budget-friendly urban conveniences.
2. Niles
Just a short drive from Youngstown, Niles features low-cost living, median home prices close to $90,000, and plenty of local stores and parks. The close-knit community and easy access to health care make Niles a smart choice for those wanting simplicity and savings.
3. Steubenville
Steubenville, perched on the Ohio River, is another cost-efficient gem: median house rent is under $700, with home values just over $120,000. The community is tight-knit, the pace is relaxing, and essentials remain highly affordable—perfect for Social Security-based budgets.
4. Ashtabula
Known for its lakeside charm and median home values around $142,000, Ashtabula’s cost of living is roughly 26% lower than the U.S. average. Retirees love the tranquil waterfront lifestyle, local wineries, and active arts scene, all without breaking the bank.
5. Lorain
Located on Lake Erie, Lorain’s median home values often fall below $120,000, while offering riverfront scenery and a strong sense of community. Its walkable downtown, low utility costs, and proximity to Cleveland make it attractive for those on limited incomes.
6. Mansfield
Mansfield features affordable real estate and a charming small-town vibe. Known for its public parks and cultural attractions, it’s uniquely placed between Cleveland and Columbus, offering retirees cost-conscious comfort without isolation.
7. Eastlake
With home prices frequently under $150,000 and a cost of living well below national norms, Eastlake’s safe neighborhoods and easy access to Lake Erie recreation make it ideal for seniors living on a modest budget.
8. Canton
Famous for the Pro Football Hall of Fame, Canton is more than just a football town: it offers a median home price near $100,000, low rents, and living costs 25% beneath the national average. Ample health facilities and welcoming neighborhoods round out its appeal.
9. Springfield
Springfield’s affordable homes, numerous parks, and vibrant community vibe create a welcoming environment for older adults. Historic downtown shops, recreational activities, and low daily expenses help Social Security go further.
10. Sandusky
With a relaxed lakeside lifestyle and home values around $120,000, Sandusky is perfect for retirees looking for affordable water views, quiet streets, and a wealth of local attractions without premium price tags.
Each of these Ohio small towns offers the essential combination of low housing prices, reduced everyday costs, and access to health care and recreation, allowing retirees to truly live—and thrive—on Social Security alone.
Sources
[1] https://www.houzeo.com/blog/cheapest-places-to-live-in-ohio/
[2] https://admortgage.com/blog/best-places-to-live-in-ohio/
[3] https://www.homestratosphere.com/most-affordable-towns-in-ohio-april-2025/
[4] https://www.redfin.com/blog/affordable-places-to-live-in-ohio/
[5] https://www.newhomesource.com/learn/affordable-cities-ohio/
