10 Towns In Oregon Where The Cost Of Living Is Far Below The National Average

For those seeking affordable living in Oregon without compromising quality of life, several towns stand out for their low cost of living well below the national average.

These towns offer budget-friendly housing, lower utility and transportation costs, and friendly communities, making them attractive options for families, retirees, and anyone looking to stretch their dollar. Here are 10 towns in Oregon where the cost of living is far below the national average, along with their locations and highlights.

1. Baker City (Northeastern Oregon)

Baker City is known for its historical architecture and proximity to the scenic Wallowa Mountains. It offers affordable housing with median rents around $1,300 and median home values near $250,000. Utilities here are about 11% cheaper than the US average.

2. Umatilla (Northeastern Oregon)

Located along the Columbia River, Umatilla boasts stunning river and mountain views. The median home value is approximately $276,000, and the overall cost of living is 11.5% below the national average. Outdoor lovers enjoy nearby Hat Rock State Park.

3. La Grande (Eastern Oregon)

Home to Eastern Oregon University, La Grande has a median house value around $279,000 with rents averaging $1,250. Surrounded by the Blue Mountains, it’s perfect for hiking, skiing, and cultural events like the Eastern Oregon Film Festival.

4. Pendleton (Northeastern Oregon)

Famous for the Pendleton Round-Up rodeo, Pendleton has a median home value near $280,000 and offers transportation costs 33% below the national average. The city blends Americana culture, art galleries, and affordable living.

5. Hermiston (Northeastern Oregon)

Known as the “Watermelon Capital of the World,” Hermiston’s median home value is about $332,000. Cost of living runs 11.5% lower than the US average. It features quality schools and agricultural economy job opportunities.

6. Klamath Falls (Southern Oregon)

Klamath Falls features the lowest median home values in the Pacific Northwest at around $255,000. Rent averages $1,137 monthly, making it highly affordable. It offers natural beauty, fishing, hiking, and inexpensive energy costs.

7. Brookings (Southern Oregon Coast)

A coastal town with a median home price near $486,000, Brookings offers living costs just slightly below national averages but cheaper transportation costs and a host of outdoor attractions like Samuel H. Boardman State Scenic Corridor.

8. Albany (Willamette Valley)

Albany’s cost of living is around 1.8% below the national rate with median home prices about $425,000. The city melds historical charm with modern conveniences and provides easy access to the Willamette River and biking trails.

9. Roseburg (Southern Oregon)

Roseburg balances affordability (median home around $370,000) with a vibrant arts scene and outdoor recreation opportunities. It’s a safe, family-friendly city known for its theaters and community events.

10. Madras (Central Oregon)

Madras features median home values near $359,000 and rents averaging $1,447. It’s a growing town prized for its sunny weather, outdoor adventures, and welcoming small-town atmosphere.

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Affordable Oregon Towns and Locations

Town	Region	Median Home Value	Cost of Living vs National Average	Notable Features
Baker City	Northeastern Oregon	$250,000	18.4% lower	Historic architecture, Wallowa Mountains
Umatilla	Northeastern Oregon	$276,000	11.5% lower	Columbia River views, Hat Rock State Park
La Grande	Eastern Oregon	$279,000	15% lower	College town, Blue Mountains, outdoor sports
Pendleton	Northeastern Oregon	$280,000	11.5% lower	Pendleton Round-Up rodeo, cultural art scene
Hermiston	Northeastern Oregon	$332,000	11.5% lower	Watermelon festival, agricultural economy
Klamath Falls	Southern Oregon	$255,000	Well below average	Low energy costs, fishing, hiking
Brookings	Southern Oregon Coast	$486,000	Slightly below average	Coastal town, scenic state parks
Albany	Willamette Valley	$425,000	1.8% lower	Historic charm, Willamette River trails
Roseburg	Southern Oregon	$370,000	Affordable	Arts, theaters, family-friendly
Madras	Central Oregon	$359,000	Affordable	Sunny weather, outdoor lifestyle

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These towns provide a variety of environments—coastal, rural, college, and mountain—that combine affordability and quality living. With home prices and living expenses significantly below national averages, Oregon offers many budget-friendly spots worth considering for relocation or investment.

Let me know if a detailed guide with local attractions or lifestyle qualities for these towns is needed!