Springville, Virginia is an often-overlooked gem that offers incredible affordability—so much so that residents can comfortably live on Social Security alone. Tucked in the southwestern part of the state, Springville’s tranquil pace and low cost of living make it perfect for retirees seeking financial peace and a welcoming small-town atmosphere.
Unbeatable Low Housing Costs
In Springville, median home prices hover around $100,000, placing them far below the state average, which was over $443,000 in 2025. Rent and mortgage payments are modest, freeing up monthly budgets for essentials, activities, and savings. This affordability gives residents the rare opportunity to live within their Social Security benefits—no supplemental income needed.
Simple Living, Big Community
Despite its budget-friendly nature, Springville doesn’t skimp on quality of life. The town is praised for safe streets and its exceptionally low crime rate, ensuring peace of mind day and night. Public schools earn strong ratings, and town services are reliable, demonstrating the value the community places on supporting its residents.
Friendly Neighbors and Local Charm
Springville embodies small-town warmth with a population of around 1,000 and an active volunteer network. Neighbors greet each other by name, fostering a sense of belonging and inclusion. Social gatherings and community events keep loneliness at bay, vital for retirees seeking meaningful connection.
Day-to-Day Life on a Budget
Groceries, utilities, and transportation costs in Springville consistently fall below national averages, stretching every Social Security dollar further. Free or low-cost entertainment is abundant, from nature walks in local parks to casual meetups at the town center. Recent expansion of broadband internet also means residents can stay connected or enjoy remote hobbies—even on a tight budget.
Scenic Southwest Virginia Setting
The town is surrounded by rolling hills and natural beauty, ideal for peaceful strolls and outdoor relaxation. With its mild climate and close proximity to medical care in larger towns nearby, Springville offers retirees both comfort and practical convenience.
Why Retirees Thrive Here
Springville’s Secret
Springville’s affordability is a beacon for retirees wanting financial security in a friendly, vibrant environment. It proves that small-town Virginia offers some of the best opportunities in America to live well—even on a fixed income.
Sources
(https://southsidedaily.com/towns-in-virginia-for-affordable-living/)
(https://www.nasdaq.com/articles/10-best-places-in-virginia-for-a-couple-to-live-on-only-a-social-security-check)
(https://finance.yahoo.com/news/15-best-places-virginia-couple-121724583.html)
(https://www.forbes.com/sites/laurabegleybloom/2025/08/24/25-us-cities-where-retirees-can-live-well-on-social-security-according-to-personal-finance-site/)
(https://www.worldatlas.com/cities/11-best-virginia-towns-for-retirees.html)
