August brought good news for thousands of retirees in the United States, as the Social Security Administration (SSA) confirmed that the next payment of up to $5,108 will be issued on Wednesday, August 13, 2025.
If you are retired or about to receive your benefits, we will explain who is eligible for this maximum amount and how these payments are calculated.
Who will receive up to $5,108 from Social Security in August 2025?
This amount represents the maximum monthly payment that a retiree can receive if they delay applying for benefits until they reach the age of 70, allowing them to accumulate the maximum credit for postponement.
To be eligible for this amount in August 2025, you must meet the following criteria:
Have worked and contributed to Social Security for at least 35 years
Having reached the maximum taxable income limit in most of those years
Waiting until age 70 to claim retirement benefits
It should be noted that this payment is not automatic for everyone, as the vast majority of beneficiaries receive a smaller amount, as the exact figure is determined by their income history and age at the time they began receiving the benefit.
Important dates for Social Security beneficiaries
The payment date of August 13, 2025 applies to beneficiaries who:
They were born between the 11th and 20th of any month
They are receiving Social Security retirement benefits
The Social Security Administration organizes monthly payments based on the beneficiary’s date of birth. Beneficiaries born from the 1st to the 10th receive their payment on the second Wednesday of the month, from the 11th to the 20th on the third, and from the 21st to the 31st on the fourth Wednesday.
How to check how much you will receive your SSA benefits
Log in to My Social Security, the SSA’s online platform, to determine your exact entitlement. There, you can see:
Your updated monthly estimate
The date of your next payment
Your contribution history
In addition, the SSA releases an official estimate each year. In 2025, the average monthly benefit for a retiree is $1,907, though this figure varies depending on the individual case.
What to do if your payment doesn’t arrive on time?
If you have not received your direct deposit or check by August 13, the Social Security Administration recommends:
- Wait at least 3 business days
- Contact 1-800-772-1213 or visit your local Social Security office
- Verify that your bank details are up to date in your My Social Security account
