The Social Security Administration (SSA) is preparing to distribute vital monthly benefits to millions of Americans after making various payments to retirees and disabled workers claiming SSDI benefits.
While retirees and SSDI recipients have their payments phased in according to their birthdates, Supplemental Security Income (SSI) recipients have priority on the calendar.
This critical group, which includes low-income seniors and people with disabilities, will receive their funds during the first few days of each month, regardless of their birthday.
Upcoming SSI payments confirmed by the Social Security Administration
How are payments organized? The Social Security Administration adheres to a clear framework established in May 1997, when changes to the schedule were made to organize amounts into various groups in order to avoid overloading the agency’s payment system.
These are the dates set for each month:
Days 1-3 of each month: SSI payments arrive on the 1st (and from retirees prior to May 1997), as well as pension beneficiaries living abroad.
Second Wednesday: Beneficiaries (retirement or SSDI) born from the 1st to the 10th.
Third Wednesday: Born from the 11th to the 20th.
Fourth Wednesday: Born from the 21st to the 31st.
We must emphasize that if the scheduled date falls on a weekend or federal holiday, the SSA advances the payment to the previous business day. This mechanism ensures that the funds, essential for covering basic needs, arrive on time.
How much are SSI payments?
SSI recipients receive an average monthly payment of $967 for individuals and up to $1,450 for couples filing jointly. These amounts are intended as a last resort to cover food and shelter.
Retirees: The average beneficiary receives approximately $1,976 per month, with couples receiving up to $3,089. The final calculation is based on factors such as years of contributions and retirement age.
If you claim both Social Security and SSI benefits, check these payment dates:
Beneficiaries with birthdays between the 1st and 10th received their payments (averaging nearly $2,000 for retirees/SSDI) on Wednesday the 9th.
Those born between the 11th and the 20th will receive their funds on Wednesday, July 16th.
Those with birth dates between the 21st and 31st will have to wait until Wednesday, July 23rd.
Who is eligible for SSI?
Supplemental Security Income (SSI) is a federal program administered by the Social Security Administration that provides basic financial assistance to people who have extremely limited resources and fall into specific categories.
Applicants must be at least 65 years old, disabled (including children with significant disabilities), or blind.
The main requirement is financial status: applicants must have very low income and limited resources, such as cash, bank accounts, or non-essential property, that do not exceed the program’s strict limits ($2,000 for individuals and $3,000 for couples in 2025), which generally exclude the primary residence and an essential vehicle.
In addition to meeting age, disability/blindness, and strict income and resource requirements, applicants must be U.S. citizens or aliens in specific legal categories who live in the United States or the Northern Mariana Islands.
A disability in adults must be a medically verifiable condition that prevents substantial work and is expected to last at least one year or result in death; in children, it must involve severe functional limitations.
Eligibility is periodically reviewed to ensure that assistance reaches those who truly face insurmountable economic barriers due to old age, blindness, or severe disability.
