The Social Security payment schedule in the United States has already been set for July 2025, but not everyone enrolled in the program will receive their deposit this week.
If you are retired or know someone who relies on these monthly payments, it is critical to understand who will not receive their payments on Wednesday, July 16, 2025. If you are not a member of that group, you will need to wait until the following payment dates.
Social Security: Will retirees not receive their payment on July 16?
Social Security in the United States is paid according to a schedule established by the Social Security Administration (SSA). These payments are made throughout the month based on the beneficiary’s date of birth and the type of benefit they receive through the program.
Who will NOT receive their Social Security payment on July 16?
Beneficiaries born between the 1st and 10th of the month: This group was paid on Wednesday, July 9.
Beneficiaries born between the 21st and 31st of the month: Your payment will be deposited on Wednesday, July 23.
People who started receiving benefits before May 1997: This group received their payment on Tuesday, July 1.
SSI (Supplemental Security Income) recipients: They already received their deposit on July 1, as is customary each month.
Group that does receive Social Security payment on July 16
People born between the 11th and 20th of any month and who began receiving benefits after May 1997 will receive their payments on Wednesday, July 16, 2025.
Social Security payment schedule for July 2025
Tuesday, July 1: People who have been receiving benefits since before May 1997 and SSI beneficiaries.
Wednesday, July 9: Born between the 1st and 10th.
Wednesday, July 16: Born between the 11th and 20th.
Wednesday, July 23: Born between the 21st and 31st.
How much money will Social Security beneficiaries receive in 2025?
Social Security payment amounts can vary greatly, depending on factors such as each person’s earnings history, years worked, and the age at which they decided to retire.
However, there are general averages that give a clear idea of what beneficiaries are receiving this year.
Average retirement payment: Between $1,900 and $2,000 per month, depending on the income recorded over the working life.
Maximum retirement payment at age 70: Up to $5,108 per month, for those who decided to wait until that age to apply for the benefit under the program.
Average Disability Payment (SSDI): Approximately $1,537 per month.
Average SSI (Supplemental Security Income) payment: About $943 per month, for people with low incomes or limited resources.
If you do not receive your Social Security payment on July 16, 2025, it is likely because you are not entitled to it under the official schedule.
