The Social Security Administration (SSA) will pay out the third and final check for Social Security Disability Insurance (SSDI) benefits for August 2025 today, providing a lifeline to billions of Americans who rely on the checks to cover their expenses.
This Wednesday, August 27, the payment will be made to beneficiaries whose birthdays fall between the 21st and 31st of any given month. For most families, it will be their final monthly deposit, providing financial security as payments and living expenses accumulate and pile up.
How much are you able to get?
The SSA indicates that the overall average SSDI benefit is around $1,537 a month, but others recipients might receive up to $5,108, the 2025 maximum benefit.
This last payment is extremely rare. It requires a long history of high lifetime earnings, having worked long enough to earn the necessary Social Security work credits, and meeting the disability and retirement age requirements.
For the majority, however, payments will be closer to the national average, which still acts as an essential safety support.
Who is eligible for the SSDI?
To become eligible for SSDI, applicants must:
Possess a long-term disability that keeps them out of work.
Earn enough work credits, normally 40, with at least 20 acquired in the last decade.
Be under the full retirement age, as SSDI rolls over into retirement benefits from that point.
These standards ensure that payments are made only to employees who have contributed to Social Security through payroll reductions and face significant barriers to finding work.
Why is this payment important
For most Americans, SSDI deposits must be made on time. The increased fees for rent, electricity, and groceries make each check a source of stability in a time of great financial uncertainty.
This will be the final SSDI deposit of August, capping off the monthly payment cycle that began with the previous rounds on August 13 and 20. Beneficiaries who do not receive funds immediately are encouraged to double-check their “My Social Security” account or contact their banks, as processing delays can occur.
If your birthday falls in the last third of the month, your SSDI check will be deposited on Wednesday, 27. While the maximum $5,108 payment is out of reach for most people, the average payment of $1,537 is still important for disabled Americans who are unable to work in decent conditions.
The checks are not the solution to every financial need, but for many families, they are the difference between making it through the month safely and not.
