Social Security, a vital support system for millions of Americans, has implemented a new cost-of-living adjustment for 2025. This 2.5% increase aims to mitigate the impact of inflation and protect retirees, people with disabilities, and survivors’ purchasing power from economic fluctuations.
Beneficiaries are not required to take any action to receive this increase. The Social Security Administration (SSA) automatically applies it, and the new amounts are reflected in the monthly deposits.
What are the Social Security payment dates?
September 3: Benefits are paid on the third day of each month for people who began receiving their Social Security payments before May 1997.
Second Wednesday of the month (September 10): Payments are sent to beneficiaries whose date of birth is between the 1st and 10th of the month.
Third Wednesday of the month (September 20): Payments are sent to beneficiaries whose date of birth is between the 11th and 20th of the month.
Fourth Wednesday of the month (September 24): Payments are sent to beneficiaries whose date of birth is between the 21st and 31st of the month.
What is the maximum amount you can receive from Social Security?
The maximum monthly Social Security benefit in 2025 is $4,018.
To receive this payment, the employee must retire at “full” age, which is 67 for those born in 1960 or later. Retiring after that age can provide even greater benefits.
