If seeking an affordable, peaceful escape in Washington state where living comfortably on Social Security is a reality, the small town of Pomeroy offers a quiet, welcoming lifestyle that retirees and those starting anew will appreciate. Nestled in Garfield County, Pomeroy offers affordability, charm, and a pace of life that encourages slowing down and enjoying the simple things.
Affordable Housing Below State Average
Pomeroy is a small rural community with about 1,500 residents, known for a low cost of living coupled with high quality of life. The median home price in Pomeroy hovers around $214,000 — substantially lower than larger Washington cities like Seattle, where prices can soar above $800,000. This affordability allows retirees relying primarily on Social Security income to access homeownership and a stable lifestyle in one of the state’s most affordable towns.
No State Tax on Social Security Income
A significant financial advantage of retiring in Washington is the absence of state income taxes on Social Security benefits, pensions, and retirement accounts. This tax-friendly environment means retirees can stretch their fixed income further in towns like Pomeroy, where housing costs, utilities, and daily expenses remain manageable.
A Tight-Knit Rural Community
Pomeroy’s small size fosters a strong sense of community. Residents enjoy a slower pace of life, where neighbors know one another and community events bring people together. The town’s history as a farming and ranching hub adds to its authenticity and appeal for those wanting to reconnect with nature and simpler traditions.
Access to Outdoor Recreation and Local Charm
Surrounded by scenic landscapes including rolling hills and farmland, Pomeroy offers outdoor activities such as hiking, fishing, and birdwatching right at the doorstep. Despite its rural setting, the town provides essential amenities like local shops, restaurants, and healthcare facilities nearby, ensuring convenience without sacrificing tranquility.
Perfect for Starting Over or Retiring Peacefully
For retirees or anyone looking to downsize and live comfortably on a fixed income, Pomeroy’s affordability, tax advantages, and warm community make it an ideal destination. Its blend of rural charm and practical living has attracted newcomers seeking a fresh start where Social Security benefits can cover living expenses fully.
Why Pomeroy Should Be on Your Radar
While it may not be as well known as Washington’s larger cities, Pomeroy exemplifies the potential to retire or live well within a modest budget. The town’s affordable housing, tax benefits, and welcoming atmosphere provide a peaceful, secure environment perfect for slowing down and embracing a comfortable lifestyle.
Pomeroy is a hidden gem for those seeking to live affordably in Washington exclusively on Social Security income — a rare find in a state known for its high living costs. Its small-town charm, convenience, and financial practicality make it a perfect place to call home for retirees and anyone wanting to start over.
Sources
(https://financebuzz.com/washington-cities-live-on-social-security)
(https://www.investopedia.com/10-best-places-to-retire-in-the-west-11686248)
(https://finance.yahoo.com/news/15-best-places-washington-state-195059684.html)
(https://www.neamb.com/retirement-planning/23-cheap-places-where-you-will-want-to-retire)
(https://www.nasdaq.com/articles/10-best-places-in-washington-state-for-a-couple-to-live-on-only-a-social-security-check)
