Dash cams have become increasingly popular as a way to provide evidence in traffic incidents, clarify the sequence of events in accidents, and safeguard against insurance fraud. Missouri, however, stands out for its flexible approach to dash cam regulation. If you’re a Missouri motorist, here’s what you need to know about using dash cams safely and legally.
Are Dash Cams Legal in Missouri?
Ownership and Installation:
Dash cams are fully legal to own and use in Missouri. There are no statewide restrictions on mounting a camera inside your personal or commercial vehicle, which is unusual compared to most states. Drivers in Missouri are free to choose dash cam models, placement, and recording settings.
Placement Rules:
Missouri does not have specific laws regarding dash cam placement or windshield obstruction for private vehicles. While some states restrict devices that could block your field of vision, Missouri leaves the decision to the driver’s discretion. Nevertheless, it is strongly recommended to install the dash cam behind the rearview mirror or in a location that does not create a distraction or block your view.
Audio Recording and Privacy
Consent Laws:
Missouri is a “one-party consent” state for audio recording. This means you can record audio—including conversations—as long as one party to the conversation (which can be you) consents. If you’re recording your own drive, you do not need to inform passengers or others. However, for privacy and best practice, letting passengers know about ongoing recording is recommended, especially in ride-share or taxi scenarios.
Using Dash Cam Footage in Legal or Insurance Claims
Admissibility in Court:
Video from dash cams is generally admissible as evidence in Missouri civil and criminal court cases, provided the footage is relevant to the incident in question and was obtained legally. Courts typically require the footage to:
Directly pertain to the accident or event.
Be clear and understandable (poor quality may render it inadmissible).
Be authenticated by the owner or a witness.
Insurance Companies:
Most insurance companies accept dash cam footage for claims processing, especially if the footage clearly supports a driver’s account of an event. Keep in mind, insurers can accept or reject footage based on company policies and the specifics of each case.
Practical Tips for Dash Cam Owners in Missouri
Placement:
Even without strict regulations, placing your dash cam where it won’t distract or obstruct your view is safer and may help avoid disputes during a police stop or after an accident.
Notify Passengers:
For commercial drivers, ride-share operators, and anyone frequently transporting passengers, posting a small notice about ongoing audio/video recording is a respected best practice.
Protect Your Footage:
Don’t alter or delete footage related to incidents—doing so could result in legal complications if a case arises.
| Key Point | Missouri Law/Guidance |
|---|---|
| Camera Ownership | Fully legal |
| Camera Placement | No specific restrictions; recommended behind rearview mirror or out of direct line of sight |
| Audio Recording Law | One-party consent (you can record if you’re part of the conversation) |
| Court Use | Admissible if relevant and not tampered with |
| Insurance Use | Accepted by most companies if footage is clear and event-specific |
Missouri’s dash cam laws offer drivers significant flexibility. While there are no strict placement rules, it’s smart to mount cameras thoughtfully and to understand privacy laws if you record audio. Dash cam footage can be invaluable in resolving legal and insurance matters when handled responsibly, making them a wise investment for safety-minded Missouri drivers.
Sources
[1] https://www.expertmarket.com/dash-cams/dash-cam-laws-by-state
[2] https://matrackinc.com/dash-cam-laws-by-states/
[3] https://facit.ai/insights/dash-cam-laws-by-state
[4] https://becklawmo.com/blog/dashcam-footage-missouri-car-accident-claims/
[5] https://www.enjuris.com/blog/resources/dash-cam-laws-by-state/
